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Lloyds Bank Resurrects 0%-Down Adjustable-Rate Mortgages for First-Time Buyers to Prop Up UK’s Housing Market Stephen Noakes, Director of Mortgages, at Lloyds TSB, said: "Affordable housing schemes play a key part in helping first-time buyers onto the property ladder, and our research shows that almost half of them would now consider signing up to buy their first home.

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Finding a mortgage loan that's right for you should be easy. But there are often many different programs to choose from, as well as a myriad of ways to structure .

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