Florida FHA Loan News

GMAC Temporarily Suspends Foreclosures in 23 States; Discover Entering Mortgage Biz?; HMDA Data; New DU Version 8.2; Prop 4 in Florida

In Florida, 2.1 million customers still powerless four days after Hurricane Irma – While energy companies are still working to power up a quarter of the state, Director of Energy Studies at University of Florida Ted Kury said the weeks and months after Irma will be spent determining.

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There was some confusion among outside observers about a Bloomberg story stating that Ally Financial Inc.’s gmac mortgage unit told brokers and agents to halt foreclosures on homeowners in 23.

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"Not provided" means that the applicant did not provide the information in an application taken by mail, by telephone, or on the internet. "Not applicable" means that the applicant is not a natural person (for example, is a corporation) or the information is not available because the loan was purchased by the institution.

Lender don’t ask for this data by mistake. They are required to collect this data by a federal law called the Home Mortgage disclosure act (hmda). But it’s understandably confusing in an anti-discriminatory context, so let’s clear it up. HMDA Overview

brokers and agents to halt foreclosures on homeowners in 23 states including Florida and New york state. So, it’s true GMAC – Ally Halts Foreclosures in YES 23 states! GMAC – Ally Halts Foreclosures. In a two-page memo GMAC Mortgage may "need to take corrective action in connection with some foreclosures" in the affected areas of the country.

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Mortgage Brokers have a selection of mortgages, not just one.: become-broker-florida-mortgage LearnVest: What does a mortgage loan officer. mortgage brokers typically have more loan sources available to them compared to the big banks, which usually just have a handful of loan products to.

"The same basic argument holds whenever a so-called default option is provided. For instance, most states in the U.S. require that those who want to become organ donors register their consent; in this way, many potential donors are lost.

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