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Low Loan Rates Two 30-Year Fixed Rate Mortgage Rate Nears Two-Year Low. – By shopping around and getting a single additional mortgage rate quote, a borrower can save an average of $1,500.” “These low rates are also good news for current homeowners. With rates dipping below four percent, there are over $2 trillion of outstanding conforming conventional mortgages eligible to be refinanced – meaning the majority of what was originated in 2018 is now eligible,” he says.
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On a second mortgage, you will borrow a fixed sum of money against your home equity, and pay it back over a specified amount of time. The amount you borrow will be combined with the amount you still owe on your first mortgage. It all sounds pretty simple. There are just a few things to keep in mind.
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Our reputation is based on building and maintaining relationships that last long after you get the keys to your home or complete your refinance. Whether you are looking to purchase a new home or refinance your current mortgage, PHH offers a wide variety of loan options, including conventional, VA and FHA.